Saturday, February 15, 2020

Saving Tips for Teens

Are you a teenager that is searching for ways to save money? There are a lot of reasons why you want to save. It might be because you want to buy a new gadget, or a new wardrobe. Whatever the reason, saving will help you prepare for adulthood and be responsible for your finances. Some of the advantages of saving include stored funds for emergencies, compound interest, and financial discipline.

Whether you are getting money from your allowance or from your summer job, you should start saving a portion of it as early as possible. You should learn to allocate at least 30 percent of your finances to savings, 30 percent to contributing to expenses inside the house, and 40 percent for having fun.

Here are some of the tips that you can do in order to save:

Practice setting a financial goal. Having a goal helps not only in motivation but also learning to prioritize the important things that you really need. Before going to the grocery store, write the essential items that you only need to buy. This way, you will have more discipline in spending your hard-earned money. Instead of having your parents spend for the things that you want to buy, you can use your own money to buy it. Aside from your parents saving their hard-earned money, using your own money in buying things will bring you a sense of pride and achievement.

Get a summer job or a part-time job. If your parents only advise you to save, advising will not do much impact on how you spend your money. Getting a job early will help you to be critical about your spending. After all, you have invested your own time and energy on the job. You will definitely value your hard earned money this way. It is also helpful if you were trained when you were a child to earn your allowance by helping to do the household chores.

Practice spending less and saving more.  Learn the difference between the essentials and the non-essential things. If you are going to work, you don’t need to spend $10 for a single meal. You can learn how to prepare home-made sandwiches. The sandwiches are healthier since you know what ingredients are included and you can also save more.

Keep track of your expenses. Write your expenses on a diary or download an application on your phone that can track your expenses. You will be able to see your expenses next month. You can also identify and remove the non-essential things from your budget.

The list just recommends some of the things that you can do to spend your hard-earned money as a teenager. You can read financial books, do an online research, or ask financial experts on other ways on how you can save.

Saturday, February 1, 2020

Must-Try Dishes around the World

If you’re taking a trip, you should try the best dish a country has to offer. It makes the trip to that country unforgettable and you can have an awesome experience in terms of food. Here is a list of famous must-try dishes on different countries around the world.

If you are going to Spain, you should sample their paella de marisco. This is commonly called Spain’s “seafood paella” and it originated on the east coast. This dish consists of white rice, different varieties of seafood, vegetables, snails, and white beans. Different seasonings and various herbs like rosemary, olive oil, and saffron are mixed for added taste. You will definitely enjoy your vacation when you are eating a paella while sun bathing on a Spanish coast.

You can try the traditional taco while in Mexico. This dish consists of wheat tortilla that is stuffed with seafood, beef, chicken, vegetables, and seafood. It is often garnished with salsa, onions, lettuces, tomatoes, cilantro, and chili. You can buy tacos in a lot of countries but the main difference of Mexican tacos is the tortillas are always made of corn. The tortillas are also very soft when compared to other countries.

While you are in Japan, a definite must-try is a dish called ramen. It consists of wheat noodles, served with a broth made from fish or pork, and topped with sliced green onions, pork and dried seaweeds. You need to eat the ramen with chopsticks and you should slurp the dish to show respect to the chef.
You can add crepe as a must-try while in France. This dish is made up of eggs, milk, butter, and flour. The ingredients are mixed together and the batter is poured to a circular hot plate. Different spreads are added including Nutella, whipped cream, custard, maple syrups and fruit spreads. The main difference of French crepes from other countries is they are extremely thin.

 Italy is famous for its pasta. Italian pastas are commonly hand-made. The sauce is tomato-based, and olive oil is predominantly used. You can definitely feel the Italian hype while gazing at vineyards, drinking red wine, and eating Italian-made spaghetti.

While you are in the US, try their best-tasting hamburger. Burgers are made of ground beef seasoned with salt, soy sauce, and pepper. The ground beef is sandwiched between two-circular toasted breads. Ingredients such as pickles, cheese, lettuces, onions, pickles bacon and tomatoes are commonly served with the patty. 

If you decide to visit Canada, a must try is Poutine. It is a dish made with French fries, topped with cheese curds, and sprinkled with brown gravy. The gravy is usually made of chicken or turkey and is very light. The dish was thought to be originated in Quebec Canada. The dish is definitely tasty even though it is made of only 3 ingredients.

These are just some of the dishes that popular country destinations have to offer. Since you are seeking the place’s culture, people and history, you will connect more when you experience and taste the food of the country.